Benefits

Terra offers a competitive compensation package that fairly rewards each employee’s contributions and success, including aggressive short and long-term incentive programs. We offer comprehensive medical, dental and vision benefit programs, with a significant portion of insurance premiums covered for our employees and their families.

  • Health Insurance
    Effective the first of the month after your employment starts with approximately 88% of premiums employer-paid for you and your eligible dependents. Our plan is within a PPO network and offers medical and prescription coverage.

  • Dental Insurance
    Effective the first of the month after your employment starts with XX% of the premiums paid on the behalf of you and your eligible dependents. Dental coverage is within a PPO network.

  • Vision Insurance
    Effective the first of the month after your employment starts. Coverage includes discounted exams, lenses and prescription glasses.

  • Basic Life Insurance
    Terra provides group life insurance up to 2 times your annual base salary, at NO cost to the employee.

  • Disability Insurance
    Terra offers short-term and long-term disability benefits that provide eligible employees with income protection for an injury or illness. This is a company-paid premium with a benefit of up to 100% of your weekly earnings in the case of a disability.

  • AD&D Insurance
    Our Accidental Death and Dismemberment coverage at 2 times your annual base salary is offered, at NO cost to the employee.

  • 401(k)
    Terra offers a 401(k) savings plan in which you can enroll and defer before-and/or-after tax contributions. The company matches 300% on the first 2% and 200% on the next 1% of employee contributions. Employees are fully vested immediately.

  • Flexible Spending Account and Dependent Care Spending Account
    These IRS-regulated benefits provide the option of deferring pre-tax dollars towards qualifying expenses. The Flexible Spending Account allows for up to $2,550 to be set aside for qualifying out-of-pocket medical expenses, and the Dependent Care Spending Account allows for up to $5,000 to be set aside for the care of qualifying dependents.

  • Paid Time Off
    In addition to paid holidays, Terra provides PTO ranging from 3-6 weeks per year. Veterans will receive credit for military service.

  • Work Schedule
    Most positions are eligible to work the 9/80 schedule, thereby providing work/life balance.